Reverse Mortgages
How to use Reverse Mortgages to Secure Your Retirement (The Retirement Researcher Guide Series) Hardcover โ 24 Feb. 2022
Author
Reverse Mortgages
How to use Reverse Mortgages to Secure Your Retirement (The Retirement Researcher Guide Series) Hardcover โ 24 Feb. 2022
$23.46
- Improved retirement income planning strategies.
- Enhanced understanding of home equity's role in retirement.
- Greater financial flexibility during retirement years.
- Potential for increased legacy to leave behind.
This book is a must have for anyone heading into retirement with a home. Wade Pfau is a true thought leader in the retirement income arena and his research and writing can really change the way Americans prepare for retirement.
โ Jamie Hopkins, J.D, LL.M., Managing Partner of Wealth Solutions at Carson Group
“Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement” is an authoritative guide that transforms the understanding of reverse mortgages in retirement planning. Dr. Wade Pfau, a renowned expert in retirement income, presents a thorough analysis of how these financial instruments can be strategically utilized to enhance retirement security.
This book examines:
โข The mechanics of reverse mortgages and how they’ve evolved
โข Strategies for incorporating home equity into retirement income plans
โข Methods to mitigate sequence of returns risk using reverse mortgages
โข Techniques for potentially increasing legacy wealth
โข Comparisons of different reverse mortgage strategies and their outcomes
Readers will learn:
โข How to evaluate if a reverse mortgage is suitable for their situation
โข Ways to coordinate reverse mortgages with other retirement assets
โข Strategies to maximize the benefits of a reverse mortgage line of credit
โข Methods to use reverse mortgages for long-term care planning
โข Techniques to enhance portfolio longevity using home equity
The book employs clear explanations, backed by academic research and practical examples, to guide readers through complex financial concepts. It addresses common concerns and misconceptions, providing a balanced view of both the advantages and potential drawbacks of reverse mortgages.
Dr. Pfau’s work stands out for its rigorous analysis and practical approach, making it an essential resource for anyone looking to gain a deeper understanding of how reverse mortgages can fit into a robust retirement plan.
Year Published
Publisher
Pages
Weight
Language
ISBN 10
ISBN 13
The book: "Reverse Mortgages" Is perfect for:
โข Retirees and near-retirees considering their home equity options
โข Financial advisors seeking to expand their knowledge of retirement planning tools
โข Individuals interested in comprehensive retirement income strategies
โข Anyone looking to understand the role of home equity in retirement security
โข Adult children helping their parents plan for retirement
Meet the author
Author biography
Wade D. Pfau, Ph.D., CFA, RICPยฎ, is a prominent expert in retirement income planning and the founder of Retirement Researcher, an educational resource for individuals and financial advisors. As a professor of practice at the American College of Financial Services and past director of the Retirement Income Certified Professionalยฎ (RICPยฎ) program, Dr. Pfau has established himself as a leading authority in the field. He serves as a principal and director of retirement research for McLean Asset Management, and is a Research Fellow with the Alliance for Lifetime Income and Retirement Income Institute. Dr. Pfau’s work on reverse mortgages has challenged conventional wisdom, transforming the perception of these financial tools from a “last resort” to a valuable component of retirement planning. His book “Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement” provides an in-depth, unbiased analysis of how reverse mortgages can be integrated into a comprehensive retirement strategy. A prolific author and researcher, Dr. Pfau has written multiple books on retirement planning and frequently contributes to industry publications. He is also a co-founder of the Retirement Income Style Awareness tool and co-hosts the Retire with Style podcast. Dr. Pfau’s innovative approach to retirement planning combines academic rigor with practical application, helping retirees navigate the complex landscape of financial security in later life.
Book testimonials
Reverse mortgages get bad press. But cleverly used, they can help provide you with a higher income for life. Wade Pfau tells you how. His books and blogs are the gold standard in personal finance.
โ Jane Bryant Quinn, personal finance columnist, and author ofย How to Make Your Money Last: The Indispensable Retirement Guide
Your book is invaluable – I used it earlier this year when researching and procuring my HECM. And I made sure to mention it to every loan provider that I interviewed. They all knew and respected your work, and I’m convinced that I got better treatment from them because they thought I was a well-informed consumer.
โ Michael Heaney, A satisfied reader, posted at Retirement Researcher Basecamp
A rare, unbiased analysis of how reverse mortgages can fit into a prudent retirement income plan from one of the nation’s leading researchers. Both consumers and financial advisers can benefit from a fresh look at this often-dismissed option.
โ Mary Beth Franklin, CFPยฎ, Contributing Editor, Investment News
Dr. Pfau has written the definitive book on reverse mortgages. American retirees will at last have access to a scholarly, unbiased, and quantitative overview of how reverse mortgages work and what their role in retirement income planning should be. With innovative insight, Dr. Pfau will put the financial planning community on notice that their clients are entitled to a thoughtful assessment one of their major assets – their home.
โ Shelley Giordano, author ofย What’s the Deal with Reverse Mortgages?
Once again Wade Pfau publishes a book that converts theory to the real world unlike so many books on the market. If you want to have a safer retirement by considering a reverse mortgage, it is imperative that you read this book. The stakes for success with increased longevity in our new baby boomer landscape are simply too high not to!
โ Harlan J. Accola, author ofย Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement
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